Terms & Conditions

Last updated: July 30, 2026

Welcome to Inder’s Desk. By subscribing to, accessing, or using this publication, you agree to these Terms of Service and to Substack’s own Terms of Use. If you do not agree with these terms, please do not use this publication.


1. Purpose

Inder’s Desk publishes commentary, research, educational content, podcasts, charts, and analysis focused on:

  • Investing

  • Financial markets

  • Artificial Intelligence

  • Technology

  • Business

  • Long-term investing frameworks

The content is intended to educate and stimulate thoughtful discussion—not to provide personalized financial, legal, accounting, or tax advice.


2. Not Investment Advice

Nothing published on Inder’s Desk constitutes:

  • investment advice

  • financial advice

  • tax advice

  • accounting advice

  • legal advice

Any opinions expressed are solely my own and are provided for informational and educational purposes. They may change without notice.

Position Disclosure: I may own, buy, sell, increase, reduce, or close positions in securities discussed on Inder’s Desk at any time, without prior notice. My views may change as new information becomes available, and I am under no obligation to update previously published content. Nothing published on Inder’s Desk should be interpreted as a recommendation or solicitation to buy, sell, or hold any security.

Past performance is not indicative of future results.

You are solely responsible for your own investment decisions and should conduct your own research or consult a qualified financial adviser before making investment decisions.


3. No Professional Relationship

Reading this publication does not create:

  • an investment adviser relationship

  • fiduciary relationship

  • client relationship

  • legal relationship

  • accounting relationship

If you need professional advice, consult a qualified professional.


4. Accuracy

I strive to make every article as accurate as possible.

However:

  • mistakes happen

  • companies restate numbers

  • market conditions change

  • information may become outdated

I make no guarantee that all information is complete, current, or error-free.


5. Your Responsibility

Before making financial decisions you should perform your own research.

You should verify:

  • company filings

  • earnings releases

  • SEC filings

  • regulatory documents

  • official company announcements

Never rely solely on one source of information.


6. Copyright

Unless otherwise noted, all content published on Inder’s Desk—including articles, podcasts, graphics, illustrations, charts, original research, and commentary—is copyrighted.

You may:

  • share links

  • quote brief excerpts with attribution

You may not:

  • republish full articles

  • reproduce podcasts

  • scrape content

  • create paid derivative works

  • redistribute premium content

  • train commercial AI models on this content without permission

If you’d like permission to reuse material, please contact me first.


7. Comments

Please keep discussions respectful.

Comments containing harassment, spam, hate speech, doxxing, or personal attacks may be removed without notice.

I reserve the right to block users who repeatedly violate these standards.


8. External Links

Articles may link to third-party websites.

I am not responsible for:

  • their content

  • accuracy

  • availability

  • security

  • privacy practices

Use them at your own discretion.


9. Limitation of Liability

To the fullest extent permitted by applicable law, Inder’s Desk and its author shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of this publication or reliance on its content.

Your use of this publication is entirely at your own risk.


10. Changes

These Terms may be updated periodically.

Continued use of Inder’s Desk after changes are published constitutes acceptance of the revised Terms.


11. Governing Law

These Terms shall be governed by the laws of the State of California, without regard to its conflict-of-law principles.


Contact

Questions or feedback? Feel free to send Inder a direct message on Substack.